You Credit Score, How It All Adds Up

On April 30, 2011, in Credit Repair, by Justin Velthoen

Swimming through the sea of numbers that ultimately decide your credit score, itís important to remember one thing: decisions you make every day really do matter. The temptation for many people is to get hung up on the mathematics of formulas like loan-to-value and debt-to-income ratios. And itís true, those numbers do matter when the […]

How Debt And Taxes Can Follow Foreclosure

On April 30, 2011, in Foreclosure, by Justin Velthoen

[youtube]V1DzsRCg7k4[/youtube] Adding insult to injury, many homeowners are surprised to learn that even after losing their home to foreclosure, they still are potentially on the hook for a great deal of money. Depending on the type of mortgage and the state of residence, a homeowner facing foreclosure should get the answers to two important questions […]

Getting Out From Under an Upside-Down Home Loan

On April 20, 2011, in Foreclosure, by Justin Velthoen

In today’s housing market, selling any home – even if you’ve managed to build equity in the property – canbe a challenging prospect. With so many properties available, particularly low-priced, bank-owned homes, it’s surely a buyer’s market. So if you find yourself in the common position of owing more on your homethan it’s currently worth, […]